Terms of service

These Terms govern your use of the New Renaissance Engine (the "Service"), operated by New Renaissance Labs. By purchasing a membership or credits, or by using any tool, you agree to these Terms.

Nature of reports — not consumer reports (FCRA). Due-diligence reports, background checks, and other research the Service produces are prepared for business-relationship decisions only — investments, partnerships, and counterparty assessment. They are NOT "consumer reports" under the U.S. Fair Credit Reporting Act (FCRA) or any equivalent law, and New Renaissance Labs is NOT a consumer reporting agency. You may NOT use any report, in whole or in part, as a factor in establishing an individual’s eligibility for employment, credit, insurance, housing or tenancy, or any other purpose covered by the FCRA or similar consumer-protection statutes. The order flow enforces this restriction; requesting a report is your certification that you will not use it for any FCRA-covered purpose.

Acceptable use. You agree not to: use the Service for any FCRA-covered or otherwise prohibited purpose; send unsolicited bulk messages ("spam") or violate anti-spam laws including CASL and CAN-SPAM; or use any tool in a way that violates the terms of service of a third-party platform the Service integrates with. You are responsible for the lawful use of all outputs.

Credits and billing. The Service runs on a published credit rate card shown in-app before every run. Estimates are shown before, and receipts after, each run. Failed runs refund their credits automatically, and you are never charged above the estimate shown for a run.

Your data and your keys. Your workspace data is isolated at the database level. When you connect your own AI provider key (Anthropic, OpenAI, or Google), requests route to the provider you chose under your agreement with them; we never mark up your provider tokens.

Changes. We may update these Terms; continued use after an update constitutes acceptance. Contact: partners@newrenaissancelabs.com.